HAYWARD, Calif. (KGO) — A mortgage relief company in California operating under at least 10 different names is temporarily shut down and its assets frozen under court order. It is accused of bilking homeowners out of millions of dollars.

In this well-manicured neighborhood in Hayward is the home that Abhend Sharma and his wife have lived in for 18 years. He’s been on medical leave, and now fears he might lose his home.

“Ohhh, boy,” Sharma said after a long pause.

He could barely put into words how he is feeling. He saved up for 34 years in order to purchase this home.

MORE: Bay Area widow battles PayPal for $660 from late husband’s account after unclaimed property letter

“This house is everything for us. For me, for my family,” he said.

He turned to Golden Home Services America for mortgage relief. An agreement lists his new interest rate at 1.8%.

That’s a savings of nearly $1,800 a month from his current monthly payment.

“We signed everything. I signed all the paperwork. Whatever they needed. My bank statement and everything,” he said.

Everything they told him was on track for approval.

“So we thought everything would be good because they promised $3,400 a month would be your payment,” Sharma said.

MORE: Moving? Your insurance might not cover damage, theft of a rental truck. Here’s what to check

But after 14 months, final approval still hasn’t come.

Yet Golden Home Services America kept sending him a bill for more fees each month.

“Almost every month they were asking me for money and I was sending it to them. We’re close to about $20,000 I paid to them,” he said.

Suzanne Martindale is an attorney with the California Department of Financial Protection and Innovation, who filed the complaint along with the Federal Trade Commission.

“Consumers have forked out dollars up front for their services and all those results never materialized, never happens,” Martindale warned. “The complaint we have filed alleges these fees may be illegal.”

7 On Your Side contacted the attorney representing Golden Home Services America and the other companies named in the suit.

MORE: Conforming loans versus jumbo loans: Here’s how you can get lower mortgage rate on bigger loan

He said, “I have no comment at this time. Thank you for your call.” Then he hung up.

“The consumer should be wary about again lofty promises of quick and easy savings with a high-pressure sales tactic to pay an upfront fee,” said Martindale.

Sharma meanwhile is hoping for the best but fearing the worst. “At the moment we are in jeopardy and we don’t know which way we are going to go,” he said.

7 On Your Side assisted Sharma in finding a HUD-certified housing counselor — one that won’t charge upfront fees to assist him in getting his loan refinanced.

Here are the defendants in the case:

• Amstar Service Group
• Atlantic Pacific Service
• Home Matters USA
• Golden Home Services America
• Academy Home Services
• Green Equitable Solutions
• South West Consulting Enterprises, Inc.
• Apex Consulting & Associates, Inc.
• Infocom Entertainment Ltd, Inc.
• Home Relief Service of America
• Roger Scott Dyer
• Dominic Ahiga (aka Michael Dominic Grinnell)

Take a look at more stories and videos by Michael Finney and 7 On Your Side.

7OYS’s consumer hotline is a free consumer mediation service for those in the San Francisco Bay Area. We assist individuals with consumer-related issues; we cannot assist on cases between businesses, or cases involving family law, criminal matters, landlord/tenant disputes, labor issues, or medical issues. Please review our FAQ here. As a part of our process in assisting you, it is necessary that we contact the company / agency you are writing about. If you do not wish us to contact them, please let us know right away, as it will affect our ability to work on your case. Due to the high volume of emails we receive, please allow 3-5 business days for a response.

READY TO CONTACT 7 ON YOUR SIDE?

EMAIL US AT 7OYS@KGO-TV.COM
Please note the address uses the letter “O”, not zeros.

If you’re on the ABC7 News app, click here to watch live

Copyright © 2022 KGO-TV. All rights reserved.

The post Thousands and thousands taken from distressed owners as CA mortgage aid firm Golden House Companies America accused of criminal activity appeared first on Los Gatos News And Events.

HAYWARD, Calif. (KGO) — A mortgage relief company in California operating under at least 10 different names is temporarily shut down and its assets frozen under court order. It is accused of bilking homeowners out of millions of dollars.

In this well-manicured neighborhood in Hayward is the home that Abhend Sharma and his wife have lived in for 18 years. He’s been on medical leave, and now fears he might lose his home.

“Ohhh, boy,” Sharma said after a long pause.

He could barely put into words how he is feeling. He saved up for 34 years in order to purchase this home.

MORE: Bay Area widow battles PayPal for $660 from late husband’s account after unclaimed property letter

“This house is everything for us. For me, for my family,” he said.

He turned to Golden Home Services America for mortgage relief. An agreement lists his new interest rate at 1.8%.

That’s a savings of nearly $1,800 a month from his current monthly payment.

“We signed everything. I signed all the paperwork. Whatever they needed. My bank statement and everything,” he said.

Everything they told him was on track for approval.

“So we thought everything would be good because they promised $3,400 a month would be your payment,” Sharma said.

MORE: Moving? Your insurance might not cover damage, theft of a rental truck. Here’s what to check

But after 14 months, final approval still hasn’t come.

Yet Golden Home Services America kept sending him a bill for more fees each month.

“Almost every month they were asking me for money and I was sending it to them. We’re close to about $20,000 I paid to them,” he said.

Suzanne Martindale is an attorney with the California Department of Financial Protection and Innovation, who filed the complaint along with the Federal Trade Commission.

“Consumers have forked out dollars up front for their services and all those results never materialized, never happens,” Martindale warned. “The complaint we have filed alleges these fees may be illegal.”

7 On Your Side contacted the attorney representing Golden Home Services America and the other companies named in the suit.

MORE: Conforming loans versus jumbo loans: Here’s how you can get lower mortgage rate on bigger loan

He said, “I have no comment at this time. Thank you for your call.” Then he hung up.

“The consumer should be wary about again lofty promises of quick and easy savings with a high-pressure sales tactic to pay an upfront fee,” said Martindale.

Sharma meanwhile is hoping for the best but fearing the worst. “At the moment we are in jeopardy and we don’t know which way we are going to go,” he said.

7 On Your Side assisted Sharma in finding a HUD-certified housing counselor — one that won’t charge upfront fees to assist him in getting his loan refinanced.

Here are the defendants in the case:

• Amstar Service Group
• Atlantic Pacific Service
• Home Matters USA
• Golden Home Services America
• Academy Home Services
• Green Equitable Solutions
• South West Consulting Enterprises, Inc.
• Apex Consulting & Associates, Inc.
• Infocom Entertainment Ltd, Inc.
• Home Relief Service of America
• Roger Scott Dyer
• Dominic Ahiga (aka Michael Dominic Grinnell)

Take a look at more stories and videos by Michael Finney and 7 On Your Side.

7OYS’s consumer hotline is a free consumer mediation service for those in the San Francisco Bay Area. We assist individuals with consumer-related issues; we cannot assist on cases between businesses, or cases involving family law, criminal matters, landlord/tenant disputes, labor issues, or medical issues. Please review our FAQ here. As a part of our process in assisting you, it is necessary that we contact the company / agency you are writing about. If you do not wish us to contact them, please let us know right away, as it will affect our ability to work on your case. Due to the high volume of emails we receive, please allow 3-5 business days for a response.

READY TO CONTACT 7 ON YOUR SIDE?

EMAIL US AT 7OYS@KGO-TV.COM
Please note the address uses the letter “O”, not zeros.

If you’re on the ABC7 News app, click here to watch live

Copyright © 2022 KGO-TV. All rights reserved.

The post Thousands and thousands taken from distressed owners as CA mortgage reduction firm Golden Residence Companies America accused of criminality appeared first on Los Gatos News And Events.

HAYWARD, Calif. (KGO) — A mortgage relief company in California operating under at least 10 different names is temporarily shut down and its assets frozen under court order. It is accused of bilking homeowners out of millions of dollars.

In this well-manicured neighborhood in Hayward is the home that Abhend Sharma and his wife have lived in for 18 years. He’s been on medical leave, and now fears he might lose his home.

“Ohhh, boy,” Sharma said after a long pause.

He could barely put into words how he is feeling. He saved up for 34 years in order to purchase this home.

MORE: Bay Area widow battles PayPal for $660 from late husband’s account after unclaimed property letter

“This house is everything for us. For me, for my family,” he said.

He turned to Golden Home Services America for mortgage relief. An agreement lists his new interest rate at 1.8%.

That’s a savings of nearly $1,800 a month from his current monthly payment.

“We signed everything. I signed all the paperwork. Whatever they needed. My bank statement and everything,” he said.

Everything they told him was on track for approval.

“So we thought everything would be good because they promised $3,400 a month would be your payment,” Sharma said.

MORE: Moving? Your insurance might not cover damage, theft of a rental truck. Here’s what to check

But after 14 months, final approval still hasn’t come.

Yet Golden Home Services America kept sending him a bill for more fees each month.

“Almost every month they were asking me for money and I was sending it to them. We’re close to about $20,000 I paid to them,” he said.

Suzanne Martindale is an attorney with the California Department of Financial Protection and Innovation, who filed the complaint along with the Federal Trade Commission.

“Consumers have forked out dollars up front for their services and all those results never materialized, never happens,” Martindale warned. “The complaint we have filed alleges these fees may be illegal.”

7 On Your Side contacted the attorney representing Golden Home Services America and the other companies named in the suit.

MORE: Conforming loans versus jumbo loans: Here’s how you can get lower mortgage rate on bigger loan

He said, “I have no comment at this time. Thank you for your call.” Then he hung up.

“The consumer should be wary about again lofty promises of quick and easy savings with a high-pressure sales tactic to pay an upfront fee,” said Martindale.

Sharma meanwhile is hoping for the best but fearing the worst. “At the moment we are in jeopardy and we don’t know which way we are going to go,” he said.

7 On Your Side assisted Sharma in finding a HUD-certified housing counselor — one that won’t charge upfront fees to assist him in getting his loan refinanced.

Here are the defendants in the case:

• Amstar Service Group
• Atlantic Pacific Service
• Home Matters USA
• Golden Home Services America
• Academy Home Services
• Green Equitable Solutions
• South West Consulting Enterprises, Inc.
• Apex Consulting & Associates, Inc.
• Infocom Entertainment Ltd, Inc.
• Home Relief Service of America
• Roger Scott Dyer
• Dominic Ahiga (aka Michael Dominic Grinnell)

Take a look at more stories and videos by Michael Finney and 7 On Your Side.

7OYS’s consumer hotline is a free consumer mediation service for those in the San Francisco Bay Area. We assist individuals with consumer-related issues; we cannot assist on cases between businesses, or cases involving family law, criminal matters, landlord/tenant disputes, labor issues, or medical issues. Please review our FAQ here. As a part of our process in assisting you, it is necessary that we contact the company / agency you are writing about. If you do not wish us to contact them, please let us know right away, as it will affect our ability to work on your case. Due to the high volume of emails we receive, please allow 3-5 business days for a response.

READY TO CONTACT 7 ON YOUR SIDE?

EMAIL US AT 7OYS@KGO-TV.COM
Please note the address uses the letter “O”, not zeros.

If you’re on the ABC7 News app, click here to watch live

Copyright © 2022 KGO-TV. All rights reserved.

The post Hundreds of thousands taken from distressed householders as CA mortgage reduction firm Golden House Providers America accused of criminality appeared first on Los Gatos News And Events.

The monthly mortgage payment on a typical home in the Bay Area jumped more than 50% from a year ago, soaring to over $9,000 in San Jose and above $8,000 in San Francisco, according to a report from Zillow.

The online real estate marketplace reported Tuesday that housing affordability across the nation is at a 15-year low, adding that buying a typical US home at the current average mortgage rate of 5.78% would mean monthly payments of $2,127, 51% higher than a year ago.

# update:
San Francisco: Mortgage payments on a typical home are now $8,117 per month. Up 52.8% in one year.

San Jose: Mortgage payments on a typical home are now $9,136 per month. Up 57.1% in one year.

Source: @zillow

— scott budman (@scottbudman) June 21, 2022

As is customary, that number quadruples in the Bay Area’s two largest cities. Here are some details from Zillow’s report:

Housing in San Jose metro

• The typical home value is $1,706,565, up 22.4% year over year and 37.6% since 2019.
• Mortgage payments on a typical home are $9,136 a month. That’s up 57.1% compared to May 2021 and 5.4% over April.
• Typical rents are $3,295, up 12.1% since May 2021.
• The share of listings with a price cut is 8.1%, compared to 4.7% in April

Housing in San Francisco metro

• The typical home value is $1,500,189, up 18.5% year over year and 33.6% since 2019.
• Mortgage payments on a typical home are $8,117 a month. That’s up 52.8% compared to May 2021 and 5.4% over April.
• Typical rents are $3,214, up 10.3% since May 2021.
• The share of listings with a price cut is 8.3%, compared to 5.8% in April

Zillow added that mortgage payments now are higher than rent in 45 of the 50 largest US metros, a sharp reversal from as recently as 2019.

Also, demand for homes has pulled back in response to the latest market shift, easing price growth, slowing sales, boosting inventory and raising the share of listings with a price cut, Zillow reported.

The post Mortgage on Typical Residence Now $9,100 in San Jose, $8,100 in San Francisco – NBC Bay Space appeared first on Los Gatos News And Events.

Matthew Richmond and his partner, Randy, loved living in San Francisco, but it was getting more and more expensive. Their 700-square-foot basement garden apartment was costing them $4,000 a month.

“It was becoming kind of untenable,” Richmond, a Realtor, says.

They moved to Detroit in 2017. They bought a 100-year-old, 3,200-square-foot Tudor/Colonial-style home for about $240,000 and started fixing it up. Richmond says their total housing costs now are about two-thirds to three -quarters of what they were in San Francisco, for a home more than four times the size.

“There were definitely advantages to moving here,” Richmond says. “We were able to afford something that we could not afford, obviously, in San Francisco.”

Michael Weinstein and his fiancée Brittany Schulte moved from Boston to Chicago so they could find more homes in their price range and save money.Courtesy of Michael Weinstein

With housing prices rising everywhere, but especially in what have traditionally been high-cost-of-living cities on the coasts, many people are having similar thoughts to Richmond. Michael Weinstein and his fiancée moved from Boston to Chicago in 2020 with the goal of finding a house they can afford. They found one in the city’s Lincoln Park neighborhood earlier this year. “There were a bunch of reasons but a huge part of it was the ability to buy something in Chicago,” he says.

In terms of dollars, the difference between the home prices in different areas of the country can be massive. But there are more factors to weigh before you decide if such a move makes sense.

Here’s what you need to know before making any moves.

The Cheapest and Most Expensive Cities to Buy a Home

The cost of buying a home varies widely across the country, driven by economic trends, jobs, amenities and other factors. “The more expensive markets are in the West region of the country but the fast-rising prices are also in the South region,” says Gay Cororaton, senior economist and director of housing and commercial research with the research group at National Association of Realtors.

*Fourth quarter of 2021 data, according to preliminary data from the National Association of Realtors (NAR).

There’s a wide gap between the most expensive cities in the US and the least expensive, in terms of home prices. For example the difference in home prices between the West and the Midwest is more than $250,000. According to the NAR data, you could buy a house at the median price in each of the 10 cheapest cities for the cost of one house in San Jose, California, with change left over.

The metro areas with the highest median home price in the fourth quarter of 2021, according to NAR data, were:

1. San Jose-Sunnyvale-Santa Clara, CA, at $1.675 million;
2. San Francisco-Oakland-Hawardy, CA, at $1.31 million;
3. Anaheim-Santa Ana-Irvine, CA, at $1.15 million;
4. Honolulu, HI, at $1.05 million; other
5. San Diego-Carlsbad, CA, at $845,000;

The metro areas with the lowest median home price were:

1. Decatur, IL, at $110,400;
2. Peoria, IL, at $132,200;
3. Youngstown-Warren-Boardman, OH-PA, at $136,400;
4. Cumberland, MD-WV, at $137,900; other
5. Davenport-Moline-Rock Island, IA-IL, at $147,500.

Per tip

A city with cheaper home prices might not necessarily be cheaper to live in. Look at insurance, property taxes and other secondary costs to see if you could actually save money.

The past couple years have seen some significant trends in migration from higher cost-of-living cities to lower cost-of-living places because of rising prices, more flexible work environments, and low interest rates. A study by housing data firm CoreLogic found that those trends are easing a bit with the waning of the pandemic and employers expecting more in-person work. Affordability, outdoor amenities, and job opportunities pushed people from more expensive places like San Francisco, Los Angeles, New York, and Seattle, says Selma Hepp, deputy chief economist at CoreLogic.

“They started moving more to areas that were more affordable but also had more outdoor amenities, whether that be lakes or mountains or beaches,” she says. “As a result of that we saw home prices in areas like Idaho and Utah, Wyoming, Arizona, Colorado go up.

The Cost of a Mortgage in Other States

Don’t worry about shopping around to find which state has the best interest rate on a mortgage, says Kimber White, partner at the Florida mortgage broker RE Financial Services. Interest rates don’t vary much from state-to-state.

The interest rate might be the same, but there could be differences in the other costs that come with closing on a home, White says. Title insurance, legal fees, and other closing costs might vary a bit, to the tune of a couple thousand dollars.

Another way costs might vary has to do with the price of the home. Any costs that are calculated as a percentage of the home value will differ significantly if you’re looking at big gaps in prices, Hepp says. “A lot of times if you’re getting a bigger mortgage in a more expensive area, those closing costs are going to be higher.” For example, if closing costs are 4% of the loan amount, the amount paid in closing costs increases significantly as the home prices go up.

Same goes for the down payment. A 20% down payment for a $250,000 home is a lot less than 20% of a $600,000 home.

Important Cost of Living Considerations

The price of the house and what you can afford aren’t exactly the same. Moving to a city with cheaper houses won’t necessarily save you money if you have to take a big pay cut to do so. Look first at how much money you can make in that city before considering what your homebuying budget should be, Cororaton says.

People who can work from home — from anywhere — have more freedom to move to an affordable city. “With working from home it does not make sense to live in a place that is just very expensive,” she says.

A rule of thumb is that you shouldn’t spend more than 30% of your income on housing. Cororaton suggests looking at your budget and considering if the place where you’re living is keeping you above that threshold. “If you’re spending 50% of your income on housing, that is very unaffordable,” she says.

Consider other factors, such as property taxes and insurance, Hepp says. “In areas that have more peril risks, hurricanes, tornadoes, floods, fires, you may have higher homeowners insurance. There’s also areas that flood a lot, you have to have additional flood insurance. Or you have to have additional earthquake insurance.”

Richmond saw firsthand the effect of secondary costs when he moved to Detroit. Home values ​​are lower, but property taxes and insurance costs are higher. In Detroit specifically, that’s because the population decline has left fewer people to cover services for a much larger city by area. “It was a bit of a sticker shock to realize that Detroit has huge insurance rates,” he says. The property taxes are also among the highest in Michigan.

Geoarbitrage: Is Moving Cities to Save Money a Good Idea?

Getting out of an expensive place might make sense financially, but Hepp says there are more factors to look at than just how much you’re spending on a home. “It depends on what you’re looking for in life. Is it warm weather? Is it doing a lot of outside things? Is it not paying taxes?”

When searching for a cheaper place to live, Richmond says they first looked at other areas in the Bay Area, then at cities across the northern US — “We were looking for seasons,” Richmond says — like Seattle, Portland, Minneapolis, and Chicago . Then Randy returned from a work conference in Detroit impressed with the city and its architecture.

Before you get too deep into browsing home listings in an unfamiliar city, Hepp suggests you do a trial run, if your budget and circumstances allow. “Maybe move there for a few months first, renting or doing an AirBnb or something before buying a home.”

“Sometimes people are blinded with this idea that it’s going to be better, that the pasture is greener on the other side,” Hepp says. For those considering a transition, Hepp says to make sure the new home provides for the lifestyle they wanted. “They go there and then they realize I’m missing all these cultural amenities, I’m missing unplanned social interaction or things that you do get in a more urban environment.”

A move that saves a lot of money could be done for the short term, White says. But it’s important to move where you can be satisfied. “I think it hinges on what they want to do with their quality of life more than anything,” he says.

Moving to save money can open up other financial possibilities. That was a goal for Weinstein when they moved from Boston to Chicago. “I wanted to be able to max out my retirement accounts and still have a life and pursue hobbies. I definitely want to be on the financial independence track. Moving here has been a huge part of it.”

Richmond says moving from San Francisco to Detroit meant some cultural changes. The geography and the people were different, and that took some getting used to. “It just took a while to find the beauty here. There’s tons of it, you just have to look.”

The post Shifting to a New Metropolis Can Save You 1000’s on Housing. Right here Are the Most cost-effective States to Get a Mortgage appeared first on Los Gatos News And Events.

Below is a list of the best and leading San Francisco mortgage brokers. To help you find the best San Francisco mortgage brokers near you, we’ve created our own list based on this review score list.

San Francisco’s Best Mortgage Brokers:

The top rated mortgage brokers in San Francisco are:

• SELFi, Inc. – provides comprehensive mortgage assistance and exceptional information to customers.
• Mortgage Refinancing San Francisco CA – Offers a mortgage refinancing that replaces the customer’s current home loan with a new one.
• Julie Malta Guarantee Mortgage – has a quick transaction with clients and offers both amortization and mortgage.
• Mike Koran – Primary Residential Mortgage Inc – presents mortgages and refinances with ease. He is one of the most skilled realtors currently residing in California.
• Tom Banducci at a guaranteed interest rate – offers every customer professional mortgage offers with optimal finesse. On the other hand, he’s one of the veterans in the mortgage industry.

SELFi, Inc.

SELFi, Inc. displays mortgage rates at a very reasonable price. Selfi Inc. is one of the top performing mortgages in the business. At a meager rate of 2.375%, they also offer transparency. In addition, they train and empower applicants to apply for a specific loan. In addition, this business works at speed; Within 30 days, they were able to process loans instantly. Next, they offer exceptional customer support and information. They also calculate the break-even point and the planned financing goals of their customers. As a result, both the performance and quality of the rental at Selfi Inc. are ensured.

Products:

Mortgage broker

LOCATION:

Address: 44 Montgomery St Suite 02-172, San Francisco, CA 94104
Phone: (888) 821-5811
Website: www.selfi.com

REVIEWS:

Joseph provided great service that made my refinance as smooth as possible. He was quick with updates and answers to any questions I had and helped me figure out how to deal with some of the hurdles in my situation. Everything was transparent and efficient!
After a mistake on my part during the process, he was accommodating and helped me a lot in figuring out how to solve, coordinate and finally close things out. “- Lam Nguyen

Mortgage Refinancing San Francisco CA.

Mortgage Refinancing San Francisco CA offers a mortgage refinancing that replaces the customer’s current home loan with a new one. This facility offers professional mortgage deals that educate and educate each client’s needs and preferences. In addition, they offer lower interest rates, which makes them a more convenient choice for any customer. The company consists of professionals with extensive knowledge and references. There is also client support from the beginning of the process to the end of the transaction. With their professional and exceptional mortgage offerings, lending was very easy.

Products:

Refinancing, mortgage

LOCATION:

Address: 446 Brunswick St, San Francisco, CA 94112
Telephone: (415) 851-7910
Website: mortgagerefinancesanfrancisco.com

REVIEWS:

“They are the best. Has given us great help and service throughout the process. David and Max are amazing!” – Maria Hairston

Julie Malta- Guarantee Mortgage

Julie Malta-Guarantee Mortgage has 10 different California locations where they are based in the area. They also offer mortgages, refinancing and amortization. If the customer wants it to be dealt with quickly, this is the perfect deal. They also offer timely transactions that allow payments to be managed in a short amount of time. In this way, the customer is offered transparency and the greatest possible information with their service. First-time customers who do not yet have a mortgage are welcome. For a quick process and a quick transaction, this store is the perfect solution.

Products:

Mortgage, amortization, refinancing

LOCATION:

Address: 232 Townsend St, San Francisco, CA 94107
Telephone: (415) 203-6800
Website: www.guaranteemortgage.com

REVIEWS:

Julie Malta represented me and my husband on a refinance after we sold our house and bought another. Julie is very knowledgeable about this industry, which has resulted in my full confidence in her skills. She didn’t disappoint as we got locked up at a fantastic rate and the whole process was seamless from start to finish. What really caught our eye was her extensive knowledge of credit processes and trends in the economy, as well as her responsiveness and strong communication. Julie’s commitment to her customers is second to none. We highly recommend Julie and would love the opportunity to work with her again! “- Sandy Rago

Mike Koran – Primary Residential Mortgage Inc.

Mike Quran provides mortgages and refinancing with ease. He is one of the most skilled realtors currently residing in California. With an extensive background in management and operations, he was able to deal with nasty and difficult situations that usually arise during processing. It also offers lower interest rates and better provisions depending on each client’s needs and budget. In addition, he operates not only in California, but also in other parts such as Oregon and Nevada. For a flexible and experienced broker, Mr. Koran is a suitable solution.

Products:

Mortgage, amortization, refinancing

LOCATION:

Address: 1746 18th St, San Francisco, CA 94107
Telephone: (510) 812-2815
Website: www.mikekoran.com

REVIEWS:

Michael and his team gave us an excellent service for our refinancing. We had some challenges to face with our previous lender and Michael and Keith worked extremely hard to secure our interest rate and to steer things in a positive direction. Communication was first class and the level of service was excellent. We have already recommended their services to friends and plan to contact the primary residential mortgage for our future needs. “- Amy Anderson

Tom Banducci at a guaranteed price

Tom Banducci at Guaranteed Rate offers every customer professional mortgage offers with optimal finesse. On the other hand, he’s one of the veterans in the mortgage industry. As of 2002, he had supported most of the customers and has a 96% satisfaction rating on Google. Its services include loan assistance with amortization and mortgage; He is also a virtuoso when it comes to refinancing. Next up, he also offers home appraisals, market research, and loan options. Mr. Banducci is one of the notable brokers when it comes to amortization and mortgage.

Products:

Mortgage, amortization, refinancing

LOCATION:

Address: 636 4th St, San Francisco, CA 94107
Phone: (415) 813-1354
Website: people.rate.com

REVIEWS:

“Tom is easy to edit, very helpful and explains terms in a way that is easy to understand.” – Randee Turner

James lived in California all his life. He has worked as a journalist for nearly a decade and has contributed to several major publications, including Yahoo News and True Dakotan. As a journalist for Kev’s Best, James covers national and local businesses.

The post 5 Finest Mortgage Brokers in San Francisco🥇 appeared first on Los Gatos News And Events.