UX Designer in San Francisco, CA — Cash Diary

Occupation: UX designers
Industries: tech
Age: 25
Location: San Francisco, CA
Salary: $150,000 (I have a $110,000 base salary and the rest comes in stock and a bonus.)
net worth: $169,500 (Brokerage account: ~$110,000, Roth IRA: ~$24,000, 401(k): ~$10,000, emergency fund: $20,000, Acorns account: ~$2,500, buffer savings account: $3,000. This is the first year I’ve been able to contribute to a 401(k), so previously I was just saving in Roth IRA and brokerage. I also have a lot of unvested stock but I don’t count that towards my net worth until it is vested.)
Debt: $0
Paycheque Amount (2x/month): $2,370
pronouns: she/her
Monthly Expenses
Rent: $1,300 (for a three-bedroom, one-bathroom with two other roommates)
Utilities: $40
Renter’s Insurance: $10
Internet: Reimbursed through my roommate’s work.
Car Insurance: $97
Climbing Gym: $90
New York Times Subscription: $4
San Francisco Chronicles: $15
phone: $0 (I get reimbursed $50 a month through work which I send to my dad for our family plan.)
Apple Storage: $1
Netflix, Hulu & HBO Max: $0 (I share with my family. I also give them access to my news subscriptions.)
Transit: $0 (My work puts $270 on a transit debit card each month. I use this to load my transit card.)
401(k): $1,620
Health, Dental & Vision: $20 (pre tax)
Savings: $1,000
GiveWell Maximum Impact Fund: $99