We on the Marketwatch Guides team have compiled home insurance quotes for the providers mentioned in this article using data from Quadrant Information Services. Quadrant is a leading source of property and casualty insurance solutions and data.
Our example homeowner is a 40-year-old single man with good credit and no prior claims history. Our sample policies included a $1,000 deductible and the following coverages and limits:
- Housing: $350,000
- Other structures: $25,000
- Personal property: $150,000
- Loss of use: $50,000
- Liability: $300,000
- Medical payments: $1,000
For each provider, we obtained a quote for 50% of the zip codes in each state in which they are licensed. We used the most populous zip codes for our study. We calculated a nationwide average premium per provider from the average of these individual offers. Our sample prices are for informational purposes only. Actual rewards may vary.
